Payment gateways process credit cards and handle transactions for online stores. The best payment processors in 2025 balance low fees, global reach, and seamless checkout experiences.
🏆 Top Payment Gateways
1. Stripe - Best for Developers
Fees: 2.9% + $0.30 per transaction
Why: Best API, global reach, powerful features
2. PayPal - Most Trusted
Fees: 2.9% + $0.30 (3.49% + $0.49 without account)
Why: Highest conversion, buyer protection, global brand
3. Square - Best for Omnichannel
Fees: 2.9% + $0.30 online, 2.6% + $0.10 in-person
Why: Unified online+offline, free POS, easy setup
🎁 Our Recommendation
Choose Stripe (2.9% + $0.30) for best developer experience and features. Choose PayPal (2.9% + $0.30) for highest checkout conversion rates. Choose Square (2.9% + $0.30 online) for combined online and in-person sales.